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Health investments

Mobilizing capital into the private sector

Mobilizing capital into the private health sector

Many small and medium-sized clinics in sub-Saharan Africa often lack a credit history, adequate bookkeeping and accounting systems and financial performance records. As a result they are often unable to secure bank loans and struggle to find the money to purchase modern equipment, expand their facilities or even pay for basic repairs

Medical Credit Fund migrates risks for African banks in order to bridge this gap. Our partnerships have led to integrated loan products with strong repayment performances, prompting banks to take larger shares of the funding and repayment risk, a sign that we help building a healthier investment climate for health clinics.

By combining the loans with our technical assistance program, we help these clinics build a financial track record, grow their business and improve the quality of their service, which has become measurable thanks to SafeCare standards.

The growing role of the mobile phone in day-to-day financial services like sending mobile money also opens up new opportunities for innovative financing products. Mobile payment mechanisms that make risks transparent will allow us to expand and increase loan disbursements parallel to the more traditional banking channel.

In partnership with CarePay, we have developed a mobile cash advance product: a short-term loan that benefits from the low transaction costs. Such innovations tend to benefit especially the smaller healthcare facilities with the most difficulty accessing capital.

Healthcare Management Programs


In order to ensure that business quality of the clinics remains good and continues to improve, we’ve partnered with Strathmore Business School to provide high quality business courses to healthcare managers. The executive courses are developed to enhance the business management and leadership skills of healthcare managers. Using real life cases the courses are hands-on and followed up by one on one coaching sessions.

Latest news about Health investments

First cohort of graduates from the Health Management Program

The first cohort of 41 participants graduated from the Health Management Program developed by PharmAccess Foundation and Enterprise Development Centre of Pan Atlantic University on Friday December 8, 2018. Read more

Dec 21, 2018 in-the-media
New partners come on board in 2018

Partnerships are central to everything we do. 2018 was a highly successful year in forging new partnerships for PharmAccess. Finding like-minded partnerships to support and fund our work is crucial in working towards a system change in the health markets in Sub-Saharan Africa. Read more

Dec 20, 2018 blog
Cash Advance energizing mobile lending in Kenyan health sector

A new product from Medical Credit Fund (MCF) is expanding mobile lending into the Kenyan health sector. Cash Advance is a short-term loan facility that uses the digital revenues of healthcare providers to secure and repay loans. In a sector where it can be difficult for smaller health providers to secure a regular bank loan, Cash Advance provides a digital financing solution that specifically targets small to medium sized health facilities. Read more

Aug 14, 2018 news

Interested in working with us or learning more about our health investments?

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Phone: +31 (0) 20 – 210 3920