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Health investments

Mobilizing capital into the private sector

Mobilizing capital into the private health sector

Many small and medium-sized clinics in sub-Saharan Africa often lack a credit history, adequate bookkeeping and accounting systems and financial performance records. As a result they are often unable to secure bank loans and struggle to find the money to purchase modern equipment, expand their facilities or even pay for basic repairs

Medical Credit Fund migrates risks for African banks in order to bridge this gap. Our partnerships have led to integrated loan products with strong repayment performances, prompting banks to take larger shares of the funding and repayment risk, a sign that we help building a healthier investment climate for health clinics.

By combining the loans with our technical assistance program, we help these clinics build a financial track record, grow their business and improve the quality of their service, which has become measurable thanks to SafeCare standards.

The growing role of the mobile phone in day-to-day financial services like sending mobile money also opens up new opportunities for innovative financing products. Mobile payment mechanisms that make risks transparent will allow us to expand and increase loan disbursements parallel to the more traditional banking channel.

In partnership with CarePay, we have developed a mobile cash advance product: a short-term loan that benefits from the low transaction costs. Such innovations tend to benefit especially the smaller healthcare facilities with the most difficulty accessing capital.

Healthcare Management Programs


In order to ensure that business quality of the clinics remains good and continues to improve, we’ve partnered with Strathmore Business School to provide high quality business courses to healthcare managers. The executive courses are developed to enhance the business management and leadership skills of healthcare managers. Using real life cases the courses are hands-on and followed up by one on one coaching sessions.

Latest news about Health investments

Cash Advance energizing mobile lending in Kenyan health sector

A new product from Medical Credit Fund (MCF) is expanding mobile lending into the Kenyan health sector. Cash Advance is a short-term loan facility that uses the digital revenues of healthcare providers to secure and repay loans. In a sector where it can be difficult for smaller health providers to secure a regular bank loan, Cash Advance provides a digital financing solution that specifically targets small to medium sized health facilities. Read more

Aug 14, 2018 news
Medical Credit Fund disburses its 2000th loan

In their nine years of operation Medical Credit Fund has already enjoyed several milestones. From winning the G20 SME Finance Challenge Award in 2010 and being awarded the OPIC Impact Award for Access to Finance four years later to closing a new round of financing with some of the most reputable development finance institutions in 2017. Now we would like to highlight our most recent milestone; the disbursement of MCF’s 2000th loan which also marks MCF’s expansion to Uganda. Read more

May 30, 2018 news
PharmAccess at the European Development Days

This year, PharmAccess will host a panel at the European Development Days (EDD) in Brussels. Organised by the European Commission, EDD brings the development community together each year to share ideas and experiences in ways that inspire new partnerships and innovative solutions to the world’s most pressing challenges. Read more

May 25, 2018 news

Interested in working with us or learning more about our health investments?

AHTC, Tower C4 • Paasheuvelweg 25
1105 BP Amsterdam • The Netherlands

Phone: +31 (0) 20 – 210 3920