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Health investments

Mobilizing capital into the private sector

Mobilizing capital into the private health sector

Many small and medium-sized clinics in sub-Saharan Africa often lack a credit history, adequate bookkeeping and accounting systems and financial performance records. As a result they are often unable to secure bank loans and struggle to find the money to purchase modern equipment, expand their facilities or even pay for basic repairs

Medical Credit Fund migrates risks for African banks in order to bridge this gap. Our partnerships have led to integrated loan products with strong repayment performances, prompting banks to take larger shares of the funding and repayment risk, a sign that we help building a healthier investment climate for health clinics.

By combining the loans with our technical assistance program, we help these clinics build a financial track record, grow their business and improve the quality of their service, which has become measurable thanks to SafeCare standards.

The growing role of the mobile phone in day-to-day financial services like sending mobile money also opens up new opportunities for innovative financing products. Mobile payment mechanisms that make risks transparent will allow us to expand and increase loan disbursements parallel to the more traditional banking channel.

In partnership with CarePay, we have developed a mobile cash advance product: a short-term loan that benefits from the low transaction costs. Such innovations tend to benefit especially the smaller healthcare facilities with the most difficulty accessing capital.

Healthcare Management Programs


In order to ensure that business quality of the clinics remains good and continues to improve, we’ve partnered with Strathmore Business School to provide high quality business courses to healthcare managers. The executive courses are developed to enhance the business management and leadership skills of healthcare managers. Using real life cases the courses are hands-on and followed up by one on one coaching sessions.

Latest news about Health investments

The digital health transformation of Mission Mbagala Dispensary

A closer look at the digital health pilots' impact in Tanzania. Read more

Apr 03, 2018 news
Medical Credit Fund selected for ImpactAssets 50 2017

For the fourth time, Medical Credit Fund has been selected for the ImpactAssets 50 (IA 50), an online database that connects investors to fund managers that deliver social, environmental and financial returns. Read more

Feb 28, 2018 in-the-media
Health Management Program Commences in Nigeria

PharmAccess Foundation and Enterprise Development Centre (EDC) partnered to develop the Health Management Program (HMP) to build the capacity of healthcare professionals in the key areas of quality, business, finance and inventory management. The HMP is a Certificate Program for Healthcare Professionals in Nigeria and West Africa. The enterprise development center (EDC) is the entrepreneurship center of the Pan-Atlantic University (PAU) and has the mission of providing holistic business development and support services to small and medium enterprises in Nigeria. Read more

Dec 19, 2017 news

Interested in working with us or learning more about our health investments?

AHTC, Tower C4 • Paasheuvelweg 25
1105 BP Amsterdam • The Netherlands

Phone: +31 (0) 20 – 210 3920