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Health investments

Improving private health care performances, with loans and investments

Mobilizing capital into the private health sector

Many small and medium-sized clinics in sub-Saharan Africa often lack a credit history, adequate bookkeeping and accounting systems and financial performance records. As a result they are often unable to secure bank loans and struggle to find the money to purchase modern equipment, expand their facilities or even pay for basic repairs

Medical Credit Fund migrates risks for African banks in order to bridge this gap. Our partnerships have led to integrated loan products with strong repayment performances, prompting banks to take larger shares of the funding and repayment risk, a sign that we help building a healthier investment climate for health clinics.

By combining the loans with our technical assistance program, we help these clinics build a financial track record, grow their business and improve the quality of their service, which has become measurable thanks to SafeCare standards.

The growing role of the mobile phone in day-to-day financial services like sending mobile money also opens up new opportunities for innovative financing products. Mobile payment mechanisms that make risks transparent will allow us to expand and increase loan disbursements parallel to the more traditional banking channel.

In partnership with CarePay, we have developed a mobile cash advance product: a short-term loan that benefits from the low transaction costs. Such innovations tend to benefit especially the smaller healthcare facilities with the most difficulty accessing capital.

Healthcare Management Programs


In order to ensure that business quality of the clinics remains good and continues to improve, we’ve partnered with Strathmore Business School to provide high quality business courses to healthcare managers. The executive courses are developed to enhance the business management and leadership skills of healthcare managers. Using real life cases the courses are hands-on and followed up by one on one coaching sessions.

Latest news about Health investments

Lagos state rolls out health insurance during pandemic, with technical assistance from Pharmaccess

The Lagos State Health Scheme will provide access to health to the over 24 million people in Lagos State via state-wide health insurance. PharmAccess provides technical assistance to Lagos State on health insurance, quality of care, and innovations in healthcare delivery. Read more

Dec 18, 2020 news
Global Fund Partners with PharmAccess to Accelerate Universal Health Coverage in Africa

AMSTERDAM – The Global Fund today announced a partnership agreement with PharmAccess Foundation to support African countries accelerate progress toward universal health coverage by harnessing digital technology. Read more

May 09, 2019 pressrelease
Public-Private partnerships - a game changer for the Nigerian health sector?

PharmAccess Foundation partnered with Nigeria Health Watch to host a conference “Disrupting Healthcare - PPPs as a model for Health Systems Strengthening” The intent was to explore the opportunities for private public partnerships to improve access and healthcare services, and to share their experiences and lessons learnt in executing PPPs. Read more

Apr 24, 2019 news

Interested in working with us or learning more about our health investments?

AHTC, Tower C4 • Paasheuvelweg 25
1105 BP Amsterdam • The Netherlands

Phone: +31 (0) 20 – 210 3920